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The fake fundraiser scam: a sad story, the scammer's key

A campaign for someone sick or for the victims of a tragedy asks for a Pix. The story is moving, but the key is the scammer's. Give through organisations you can check.

Also called: fake charity, fake fundraiser.

How it works

  1. After a tragedy, or with a photo of a sick child, the scammer starts a campaign.
  2. They spread it in groups and on social media, with copied photos and a rush.
  3. The Pix key belongs to a person, not the family or an organisation.

Where it usually starts: social media, messaging app.

How it arrives on Bipe. Simulation with sample people and messages.

The real message

The real company never asks for a code, a password or a Pix to a personal key. On Bipe, it will show the seal and its CNPJ (coming soon).

The real message. Simulation with sample people and messages.

How to spot it

  • You cannot reach the family or the organisation.
  • The Pix key is in someone else's name.
  • The same story shows up with different names.

What to do

  • Give to organisations with a CNPJ you can check.
  • Before you confirm the Pix, look at the name your bank shows.
  • Suspicious? Tell the group and report the profile.

How Bipe helps

Each item shows where it stands on iPhone and Android.

Scam warnings

A warning shows under a message that looks like a scam, such as a rushed Pix, a new number or a boleto. It is on by default, with nothing to set up.

iPhone: In the test app · Android: In development

Business seal

A company, school or association proves its CNPJ and gets a seal with the name on the federal register.

iPhone: Coming soon · Android: Coming soon

A pause before paying

On a suspicious money request, copy and pay stay locked for 5 seconds, to break the scam's rush.

iPhone: Coming soon · Android: Coming soon

What Bipe does not solve here

The warning shows when the message has a Pix key and a rushed request. Bipe does not know if the story is true.

Bipe only protects the chats that happen in Bipe. If someone in the family still uses another app, a scammer can write to them there.

Who describes this scam

Official pages with the scam's script and what to do.

Other common scams

Scams in Brazil in numbers

Where these numbers come from

Researched on 13 October 2026. We only use numbers that have a source. Surveys by a company or a private association are marked as such.