Bipe and iMessage against scams

iMessage works only between iPhones, and most people in Brazil use Android. Here is what each one does today, scam by scam.

Fake relative scam

On iMessage

Since iOS 26, messages from unknown senders can go to their own folder. The filter starts off. In Brazil, you can silence notifications from unknown senders.

On Bipe

People who are not in your contacts arrive as a request. Scam warnings are on from the start. With the seal, the verified name shows next to the person's name, and a scammer cannot copy it.

Message requests, Scam warnings

Coming soon: Verified seal, Is that really Mom?

A contact's account taken over

On iMessage

With Contact Key Verification on for both people, the chat warns when a device Apple does not recognise joins the contact's account.

On Bipe

Scam warnings check every message you get, also from people in your contacts.

Scam warnings

Account cloning by SMS code

On iMessage

The Apple Account uses two-factor authentication, with a code on a trusted device or by SMS. You can require a physical security key.

On Bipe

Bipe does not use SMS codes to sign in. Whoever takes your SIM does not get your account.

No SMS codes

Pix, boleto and receipt scams

On iMessage

iOS 26 moves spam to a folder and turns off links in those messages. The filter runs on the iPhone.

On Bipe

A Pix code, Pix key, boleto or talk of a receipt in a message gets a warning that says what to do before you pay.

Scam warnings

Coming soon: A pause before paying

Your number on show

On iMessage

You can choose whether iMessage uses your number or your email.

On Bipe

You create the account without giving your number. People find you by your @, and nobody sees your number.

Usernames, Link and QR code

Foreign law over your data

On iMessage

Apple is American and follows the same law (the CLOUD Act). Messages are end-to-end encrypted.

On Bipe

Chats sit on servers in Brazil, run by Brazilian companies, and are end-to-end encrypted.

Servers in Brazil, End to end

Where iMessage is ahead

Stolen device protection: some actions need Face ID with no passcode fallback, and changing the account password away from home waits one hour.
Physical security keys to sign in.
Post-quantum encryption since 2024.
Spam goes to a separate folder with links turned off, and the filter runs on the iPhone itself.

What Bipe cannot fix alone

Bipe protects only the chats that happen in Bipe. If your mother still uses WhatsApp, a scammer can write to her there. It works best when the family talks on Bipe. Then a request for money that arrives in another app stands out.

Where this comes from

Researched on 12 October 2026, from what each company published and the press reported. The apps change fast. We update this page when they do.