# Fake link scam: how it works and what to do · Bipe

A link leads to a page that copies the bank's site, gov.br or a shop. What you type there goes to the scammer. Type the address yourself, or open the official app.

**The fake link scam: the page copies the bank, gov.br or a shop**

Also called: phishing, fake link, fake bank site.

## How it works

1. A rushed message arrives: account blocked, suspicious purchase, a prize, a discount.
2. The link opens a page that looks real, with an address that looks close.
3. The page asks for a password, card or code, and the scammer uses it at once.

## How to spot it

- The address has a swapped letter, an extra word or a different ending.
- The message has a short deadline or threatens a block.
- They ask for a password or code, which an official site does not ask for by link.

## What to do

- Do not use the link. Open the app or type the official address.
- Never type a password or code on a page that came by message.
- Typed it? Change your password, talk to your bank and file a police report.

## How Bipe helps

Each item shows where it stands on iPhone and Android.

- [Scam warnings](https://bipe.chat/en/features/scam-warnings/) (iPhone: In the test app; Android: In development): A warning shows under a message that looks like a scam, such as a rushed Pix, a new number or a boleto. It is on by default, with nothing to set up.
- [Reserved names](https://bipe.chat/en/features/reserved-names/) (iPhone: Coming soon; Android: Coming soon): Bank, government and Bipe names are kept for the institution's verified account.
- [Disguised letters](https://bipe.chat/en/features/lookalike-letters/) (iPhone: Coming soon; Android: Coming soon): The name check treats some lookalikes, such as O and 0, as the same letter. It does not cover every similar name.

**What Bipe does not solve here:** Bipe warns when a link copies a bank, a government body or a well-known company, also with short names like bcb, gov and inss in the address. It does not check yet whether a domain is new.

Bipe only protects the chats that happen in Bipe. If someone in the family still uses another app, a scammer can write to them there.

## Who describes this scam

- [Golpe do link falso (Phishing - Pescaria Digital)](https://portal.febraban.org.br/DetalheAntifraude/8/pt-br/) (Febraban)
- [Golpes: Evite Fraudes (Cartilha de Segurança para Internet)](https://cartilha.cert.br/fasciculos/golpes-evite-fraudes/fasciculo-golpes-evite-fraudes.pdf) (CERT.br, NIC.br)
- [Alerta de golpe: jamais clique em links suspeitos](https://www.gov.br/inss/pt-br/assuntos/noticias/alerta-de-golpe-jamais-clique-em-links-suspeitos) (INSS)

## Other common scams

- [Fake relative](https://bipe.chat/en/scams-in-brazil/fake-relative-scam/)
- [Taken number or account](https://bipe.chat/en/scams-in-brazil/cloned-number-scam/)
- [Fake bank call centre](https://bipe.chat/en/scams-in-brazil/fake-bank-call-scam/)
- [Pix and fake boleto](https://bipe.chat/en/scams-in-brazil/pix-scam/)
- [Fake shop](https://bipe.chat/en/scams-in-brazil/fake-shop-scam/)
- [Threats with your data](https://bipe.chat/en/scams-in-brazil/threat-scam/)
- [Fake acquaintance](https://bipe.chat/en/scams-in-brazil/fake-acquaintance-scam/)
- ["I sent you a code by mistake"](https://bipe.chat/en/scams-in-brazil/code-by-mistake-scam/)
- [Romance scam](https://bipe.chat/en/scams-in-brazil/romance-scam/)
- [Fake lawyer](https://bipe.chat/en/scams-in-brazil/fake-lawyer-scam/)
- [Fake government body](https://bipe.chat/en/scams-in-brazil/fake-government-scam/)
- [Fake delivery fee](https://bipe.chat/en/scams-in-brazil/fake-delivery-fee-scam/)
- [Fake job and task scam](https://bipe.chat/en/scams-in-brazil/task-job-scam/)
- [Fake support](https://bipe.chat/en/scams-in-brazil/fake-support-scam/)
- [Fake second-hand sale](https://bipe.chat/en/scams-in-brazil/fake-seller-scam/)
- [Fake buyer and fake receipt](https://bipe.chat/en/scams-in-brazil/fake-receipt-scam/)
- [Fake rental](https://bipe.chat/en/scams-in-brazil/fake-rental-scam/)
- [Wrong Pix](https://bipe.chat/en/scams-in-brazil/wrong-pix-scam/)
- [Fake boleto](https://bipe.chat/en/scams-in-brazil/fake-boleto-scam/)
- [Fake loan](https://bipe.chat/en/scams-in-brazil/fake-loan-scam/)
- [Fake investment](https://bipe.chat/en/scams-in-brazil/fake-investment-scam/)
- [Betting and "tigrinho"](https://bipe.chat/en/scams-in-brazil/betting-scam/)
- [Phantom hand and fake app](https://bipe.chat/en/scams-in-brazil/remote-access-scam/)
- [SIM swap](https://bipe.chat/en/scams-in-brazil/sim-swap-scam/)
- [Fake kidnapping](https://bipe.chat/en/scams-in-brazil/fake-kidnapping-scam/)
- [Sextortion](https://bipe.chat/en/scams-in-brazil/sextortion-scam/)
- [Group chat scam](https://bipe.chat/en/scams-in-brazil/group-chat-scam/)
- [Fake fundraiser](https://bipe.chat/en/scams-in-brazil/fake-charity-scam/)
- [Scams in Brazil in numbers](https://bipe.chat/en/scams-in-brazil/)

## Where these numbers come from

Researched on 13 October 2026. We only use numbers that have a source. Surveys by a company or a private association are marked as such.

- [Golpe do link falso (Phishing - Pescaria Digital)](https://portal.febraban.org.br/DetalheAntifraude/8/pt-br/) (Febraban, 2025-01-21)
- [Alerta de golpe: jamais clique em links suspeitos](https://www.gov.br/inss/pt-br/assuntos/noticias/alerta-de-golpe-jamais-clique-em-links-suspeitos) (INSS, 2026-08-31)
- [Golpes: Evite Fraudes (Cartilha de Segurança para Internet)](https://cartilha.cert.br/fasciculos/golpes-evite-fraudes/fasciculo-golpes-evite-fraudes.pdf) (CERT.br, NIC.br, 2026-03)


## Download

- Install on iPhone: https://testflight.apple.com/join/k3ycEfzk (Test version, through Apple TestFlight.)
- Download for Android: https://bipe.chat/baixar/android/bipe.apk (Test version. Download the file and open it on your phone. Android asks you to allow the install. Notifications do not work yet.)

An experiment by Envisioning: https://envisioning.com

## Source code

- iPhone app: https://github.com/bipe-chat/bipe-ios
- Android app: https://github.com/bipe-chat/bipe-android
- App rules and text: https://github.com/bipe-chat/bipe-shared
- Invites and @ directory: https://github.com/bipe-chat/bipe-api
- This site: https://github.com/bipe-chat/bipe-web
- Colours and styles: https://github.com/bipe-chat/compound-design-tokens
- On-device scam model: https://github.com/bipe-chat/bipe-ml
- Business bridge and inbox: https://github.com/bipe-chat/bipe-business
